Protection

Want to make sure your family’s covered?

Nobody likes thinking about the worst. But the right cover means your family stays secure and your mortgage gets paid, whatever happens. Albot can help you see what’s available.

Life insurance
Critical illness cover
Income protection
Qualified adviser support
See what’s available
No obligation, won’t affect your credit score

Your protection options

Cover that could work for you

Life insurance

Protect your family if the worst happens

Critical illness

Lump sum if you’re diagnosed with a serious illness

Income protection

Replaces your income if you can’t work

Peace of mind For you & your family
Tailored To your situation
4.9/5 from 6,000+ group reviews
Leading UK insurers
Individual & family cover
Qualified adviser support

What type of cover are you looking for?

Different policies for different risks. Here’s what each one does.

Essential if you have a mortgage

Life insurance

Pays out a lump sum to your loved ones if you die during the policy term. Ensures your mortgage gets paid off and your family stays in their home.

Pay off outstanding mortgage
Replace lost income for your family
Cover childcare and education costs
Ideal for: Anyone with a mortgage, dependents, or financial responsibilities to others.

Critical illness cover

Pays a tax-free lump sum if you’re diagnosed with a serious illness like cancer, heart attack, or stroke. Money when you need it most.

Covers major illnesses (cancer, stroke, etc.)
Tax-free lump sum payment
Use the money however you need
Ideal for: Anyone who wants financial security if they become seriously ill but survive.

Income protection

Replaces a portion of your income if you can’t work due to illness or injury. Keeps paying your bills when you can’t earn.

Monthly payments while you recover
Covers any illness or injury
Can pay until you return to work or retire
Ideal for: Self-employed, main earners, or anyone whose family depends on their income.

Life doesn’t always go to plan

Nobody likes thinking about the worst. But the right protection means your family stays secure, no matter what happens.

New mortgage or remortgage?

If you’re increasing your borrowing, your existing cover might not be enough. Review your protection whenever your mortgage changes.

Family depending on you?

If your income stopped tomorrow, could your family pay the mortgage? Life insurance ensures they’re not left struggling.

What if you got seriously ill?

1 in 2 people will get cancer in their lifetime. Critical illness cover pays a lump sum so you can focus on recovery, not bills.

Self-employed or limited sick pay?

No work = no income. Income protection pays your bills if illness or injury stops you earning—until you’re back on your feet.

Getting protected is simple

No complicated forms. No confusing jargon. Just the right cover for you.

1

Tell us about you

Chat with Albot about your situation—mortgage, family, income. We’ll work out what protection you need.

⏱ Takes 2 minutes
2

See your options

We search leading UK insurers to find the right policies at the right price. No hard sell, just honest advice.

⚡ Quotes shown quickly
3

You’re covered

Choose your policy and that’s it. Your family’s covered and you can stop worrying about the what-ifs.

🛡️ Peace of mind

Why do people use Albot for protection?

Insurance can feel pushy. Here’s what makes Albot different.

No pressure

We explain your options honestly. No hard sell, no scare tactics—just clear advice you can trust.

Plain English

Insurance jargon is confusing. We explain everything clearly so you know exactly what you’re getting.

Right cover, right price

We don’t oversell. We find the protection that fits your situation and budget—nothing more.

Qualified adviser support

Qualified advisers available if you need them. Albot handles the searching — a real person handles the advice.

Wondering what cover you might need?

It takes about 2 minutes. No obligation, no hard sell — just honest options based on your situation.

See what’s available
Leading UK insurers
No obligation quote
Qualified adviser support

Albot is a technology platform, not an insurer and not an insurance broker. Applications submitted via Albot may be passed to Loan.co.uk Ltd, who will provide advice and arrange cover with insurers. Loan.co.uk Ltd is authorised and regulated by the Financial Conduct Authority (FCA No. 718486). The type and level of cover you need depends on your individual circumstances.